Types of FHA Home Loans

FHA Loans are insured by the Federal Housing Administration (FHA), which is part of HUD (Department of Housing and Urban Development (HUD), whose mission is to provide affordable housing and promote economic development. Because the FHA insures the loan, your lender is able to offer better mortgage rates and terms such as:

• Looser and easier credit qualifications that make loans more available to a wider range of borrowers
• Lower closing costs
• Reduced down payments

HUD Housing Loans And Grants For First Time Home Buyers

Whether you're a first time home buyer or refinancing your mortgage, look into the FHA's 203(b) Mortgage Insurance which can make your down payment as low as 3% of the purchase price, and include most of your closing costs and fees in the loan. Available on 1-4 unit properties.

HUD Home Improvement Loans

FHA's 203(b) Mortgage Insurance can also be used for home remodeling and repair, where you can refinance what you owe and add the cost of repairs and improvements. Or get a single loan to buy a home, fix it up, and include all the repair and improvement costs in one loan.

Seniors Can Supplement Fixed Income With A Reverse Mortgage

An FHA Reverse Mortgage lets you convert a portion of your equity into cash which you can use for other expenses. Plus, since it is an FHA insured loan, you cannot be foreclosed or forced to vacate your house because you "missed your mortgage payment." Reverse Mortgage requirements include:

• You are 62 or older.

• You live in your home.

• You own your home outright or have a low loan balance.

Manufactured And Mobile Home Loans

Whether you own the land your manufactured or mobile home is on, or rent or lease space in a mobile home park, there are FHA home loans to purchase, repair and/or improve mobile homes and factory-built housing.

"Across from Dairy Queen"

Office: 608-647-6203     Cell: 608-604-4899

   Fax: 775-458-6913         Fax: 608-647-6204     Fax: 608-647-6857

ADAMS, ARCADIA, ARENA, ARGYLE, ARKDALE, ARLINGTON, AVALON, AVOCA, BAGLEY, BANGOR, BARABOO, BARNEVELD, BARRE MILLS, BEAVER DAM BELMONT, BELOIT, BENTON, BERLIN, BIG FLATS, BLACK EARTH, BLAIR, BLANCHARDVILLE, BROOKFIELD, BLOOMINGDALE, BLOOMINGTON, BLUE MOUNDS, BLUE RIVER, BOSCOBEL, BRODHEAD, BROOKLYN, BROOKS, BROWNTOWN, BUFFALO CITY, BURLINGTON, CALEDONIA, CAMBRIDGE, CAMP DOUGLAS, CAMP MCCOY, CAMPBELL, CASHTON, CASSVILLE, CAZENOVIA, CENTERVILLE, CHASEBURG, MADISON, COBB, COCHRANE, COLEMAN, COLUMBUS, COON VALLEY, COTTAGE GROVE, CROSS PLAINS, CUBA CITY, CUTLER, DANE, ARLINGTON, DE FOREST, DELAFIELD, DELAVAN, DE PERE, DE SOTO, DEERFIELD, DICKEYVILLE, DODGE, DODGEVILLE, EASTMAN, EDGERTON, EDMUND, ELKHORN, ELROY, ENDEAVOR, ETTRICK, EVANSVILLE, FENNIMORE, FERRYVILLE, FITCHBURG, FON DU LAC, FORT ATKINSON, FORT MCCOY, FOUNTAIN CITY, FRENCH ISLAND, FRIENDSHIP, GALESVILLE, GAYS MILLS, GENOA, GERMANTOWN, GLEN HAVEN, GRAND MARSH, GRATIOT, GREEN BAY, HANOVER, HAZEL GREEN, GREEN LAKE, HIGHLAND, HILLPOINT, HILLSBORO, HOLLANDALE, HOLMEN, HUSTLER, JANESVILLE, JOHNSON CREEK, JUDA, KAUKAUNA, KENDALL, KENOSHA, KEWASKUM, KEWAUNEE, KIELER, LA CROSSE, LA FARGE, LA VALLE, LACROSSE, LAKE DELTON, LAKE GENEVA, LAKE MILLS, LAKE WINDSOR, LANCASTER, LIME RIDGE, LINDEN, LITTLE CHUTE, LIVINGSTON, LODI, LOGANVILLE, LOMIRA, LONE ROCK, LYNDON STATION, LYNXVILLE, LUXEMBURG, MADISON, MAPLE BLUFF, MARKESAN, MARSHALL, MATHER, MAUSTON, MAZOMANIE, MC FARLAND, MELROSE, MERRIMAC, MIDDLE RIDGE, MIDDLETON, MILTON, MILWAUKEE, MINDORO, MINERAL POINT, MONONA, MONONA GROVE, MONROE, MONROE CENTER, MONTELLO, MONTFORT, MONTICELLO, MORRISONVILLE, MOUNT HOPE, MOUNT HOREB, MOUNT STERLING, MUSCODA, NECEDAH, NEENAH, NEW GLARUS, NEW LISBON, NORTH FREEDOM, NORWALK, OAKDALE, ONALASKA, ONTARIO, OREGON, ORFORDVILLE, OXFORD, PACKWAUKEE, PARDEEVILLE, PATCH GROVE, PLAIN, PLATTEVILLE, PORTAGE, POTOSI, POYNETTE, PRAIRIE DU CHIEN, PRAIRIE DU SAC, PRINCETON, READSTOWN, RED GRANITE, REEDSBURG, REWEY, RICHLAND CENTER, RIDGEWAY, RIPON, ROCK SPRINGS, ROCKLAND, SAUK CITY, SENECA, SEXTONVILLE, SHELBY, SHOREWOOD HILLS, SHULLSBERG, SHULLSBURG, SINSINAWA, SOLDIERS GROVE, SOUTH WAYNE, SPARTA, SPRING GREEN, STEUBEN, STITZER, STODDARD, STOUGHTON, SUN PRAIRIE, TOMAH, TREMPEALEAU, UNION CENTER, VERONA, VICTORY, VIOLA, VIROQUA, WARRENS, WATERTOWN, WAUMANDEE, WAUNAKEE, WAUPUN, WAUZEKA, WEST BARABOO, WEST LIMA, WEST SALEM, WESTBY, WESTFIELD, WESTPORT, WHITEWATER, WILTON, WINDSOR, WISCONSIN DELLS, WONEWOC, WOODFORD, WOODMAN, WYALUSING, WYEVILLE, WYOCENA, YUBA, WISCONSIN HUD LOANS, WISCONSIN USDA LOANS, WISCONSIN FHA LOANS, WISCONSIN HOME MORTGAGE, WISCONSIN MORTGAGE LOANS, WISCONSIN MORTGAGES, WISCONSIN MORTGAGE RATES, WISCONSIN REFINANCE, WISCONSIN HOME LOANS, WISCONSIN MORTGAGE LENDER DIRECTORY, FHA LOANS WI, USDA LOANS WI, HUD LOANS WI, WI MORTGAGE, WI HOME LOANS